Turn your existing 403(b) into a guaranteed income stream that pays you year-round — with zero market risk and a 10% rollover bonus.
Most teachers retire with a 403(b) that's fully exposed to market swings. A Fixed Indexed Annuity (FIA) rollover protects your principal, grows your money tax-deferred, and creates a guaranteed income stream you simply cannot outlive — perfect for covering those summer months.
Receive an instant 10% bonus on your qualifying 403(b) rollover — added directly to your account value on day one.
Your principal is fully protected. If the market drops, your account value stays the same — you never lose what you've saved.
Your money grows without being taxed each year — maximizing compound growth until you're ready to withdraw.
Activate a guaranteed income rider for monthly payments that continue for the rest of your life — no matter how long you live.
Simple, tax-free, and handled for you
Most rollovers are completed in 2–4 weeks with zero out-of-pocket cost to you.
30-minute call to review your 403(b) balance, retirement timeline, and income goals.
We recommend the best FIA product based on your age, balance, and income needs.
We handle all the paperwork. Your funds transfer directly — no taxes or penalties.
Your 10% bonus is applied immediately. Your money begins growing tax-deferred from day one.
This strategy works best for teachers and school employees who want to protect their retirement savings and create predictable income — especially during the summer months when paychecks stop.
Fixed Indexed Annuities are insurance products, not securities. They are not FDIC insured. The 10% bonus applies to specific products and may be subject to vesting schedules. Guaranteed income riders may have associated costs. Surrender charges may apply during the surrender period. Results vary based on individual circumstances.
This is not investment advice. Speak with a licensed agent to determine if an FIA is appropriate for your specific financial situation. Legacy Insurance Group LLC is licensed in AZ, CA, NV, TX, CO, NM, IL & OR.
Book a free 30-minute strategy session with Michael or Karla. We'll review your 403(b) and show you exactly what's possible.